Montero Consulting Group is a Credit Reports and Credit Scores Improvement company that conducts business nationwide. We help you to repair credit, clean credit, and fix credit. We also correct credit after Bankruptcy, Repossession, Divorce and Foreclosure, collections, charge-offs, and judgments. We help you out to improve credit scores. After your credit situations are resolved or removed, then we will advise you on how to re-establish your credit.

Our credit improve service began in 1999 by Ricky Montero [current Credit Manager]. While in the mortgage business, Ricky Montero had realized how certain credit problems were preventing many of his mortgage customers from qualifying for financing.

After investing hundreds of hours working closely with a local credit reporting company on methods of correcting and repairing and improving credit, he decided to apply his newly acquired knowledge to the benefit of all his other customers.

Immediately clients saw significant results. Collections and charge-offs were negotiated and settled for 50-60% of their balances. After Bankruptcy credit was corrected. Erroneous late payments and derogative credit was corrected. FICO scores were significantly improved. All this credit repair was accomplished within 30-60 days. Allowing clients to qualify for better rate and term mortgages.

Satisfied clients spread the word about the success of their credit repair which helped them qualify for their home loan. That all started in 1999 and has continued to this day. Since then the credit improve service has opened up to a general credit cleaning business Barret Consulting Group to not only assist mortgage customers, but to benefit anyone who needs credit report and credit score improvement.

Our experts can help a variety of people in need, to include those who are trying to purchase a home, business or car. Poor credit can prevent a job promotion in pretty much any jobs specially law enforcement or the military or promotion to a high security government position.

Since 1999 satisfied customers have been referring clients to Barrett Consulting Group formerly known as Montero Consulting Group. The website makes it easy for anyone to submit a request for credit report and score improvement. Whether a person lives overseas or lives in another state, as long as a person has either a fax or email and a phone, they can receive credit report and credit score improvement service..

For a small investment, a person can have their credit cleaned. If they are purchasing a home or business, the financial benefit of having cleaner credit or a higher credit score can equate to a savings of thousands of dollars in saved loan fees and sometimes tens of thousands saved in lower interest of 10 to 15 years, you can imagine how this number could go up to in 30 year home loans.

By investing in credit repair, a person can easily save $1000 to $3000 on loan fees for a car loan. On a home loan the cost for having a 580 mid credit score as compared to a 680 mid credit score could easily be be a difference from being offered a 5.5% interest rate versus a 8.5% interest rate, or paying $5,000 to $7000 in extra loan points upfront, if you have a bigger loan and a lower interest rate you can imagine how big the savings would be.

So many times customers come to us after they have just refinanced with XYZ Mortgage Company into a high 7%-8% or 9% interest rate and having paid 1% to 3% in points [$2000 to $6000], then they come to us for credit repair. We clean their credit and prove to them that we can refinance their loan at a 5% or 6% interest rate with zero points. They are happy to save the money, but often they say, “if we had just called you before we refinanced we could have saved thousands”.

I’m sure you realize by now, how important it is you allow us to help you regain an A credit rating. contact us using the form on the right hand side bar or call us TODAY, let us clean up your credit for you. As far as our 100% Money Back Guarantee, if we can’t either improve your credit or improve a credit score we will refund you your money back less the cost of the $36 credit report [you will receive a copy of your credit report for your records].

No money wasted